Whether you’re just getting started or looking to scale, we’re here to help you bridge the gap between where you are and where you want to go.
Straightforward Terms
No Hidden Fees
Fast Approvals
A Relationship Built on Trust
Who we serve
We proudly serve a wide range of industries, including but not limited to:
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Automotive & Repair Shops
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Healthcare Professionals & Private Practices
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Restaurants & Food Service
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E-Commerce Businesses
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Beauty, Wellness & Fitness Studios
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Independent Contractors & Consultants
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Retail Stores
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Startups & Growing Enterprises
WHO WE ARE
Fueling the Dreams of Entrepreneurs and Business Owners Everywhere
At MyAlphaLoans, we believe every business owner deserves a fair shot at success—whether you’re under the hood at your auto shop, managing patients in your clinic, running an online store, or launching your first brick-and-mortar.
We’re not your typical lender. We’re a team of seasoned professionals with over 30 years of combined experience in business financing, and we’re here to offer one thing: access to capital, with integrity.
We know the reality: traditional banks often make it difficult for hard-working entrepreneurs to get approved. That’s where we come in. We offer customized working capital solutions that are fast, flexible, and built around the real needs of real businesses.
Financing Options for Businesses of all sizes!
Personal Loans 👍Term Loans and SBA Loans 💵 Revenue Based Loans💰
OUR SERVICES
Funding Solutions Tailored to Your Business
At My Alpha Loans, we offer a variety of business financing options to support your growth, whether you're scaling operations, purchasing equipment, or managing day-to-day cash flow. Explore our funding products below to find the right fit for your goals.
SBA Loans
Backed by the Small Business Administration. Ideal for long-term, lower-cost financing.
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Competitive rates and longer repayment terms
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Great for established businesses with strong credit
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Use funds for working capital, equipment, or expansion.
Best for: Business owners seeking stable, affordable, long-term funding.
Term Loans
Predictable financing with fixed rates and regular payments.
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Fixed repayment schedule
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Access to lump-sum capital upfront
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Can be used for virtually any business purpose
Best for: Businesses looking for structure and stability in their borrowing.
Revenue-Based Financing
Flexible repayment tied to your sales volume.
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Payments adjust based on your revenue
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Easier approval than traditional loans
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Quick access to capital without fixed terms
Best for: Seasonal businesses or those with fluctuating income.
Accounts Receivable (AR) Financing
Turn unpaid invoices into immediate cash.
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Improves cash flow without taking on new debt
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Fast funding based on outstanding receivables
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Maintain control of your customer relationships
Best for: Businesses waiting on large customer payments or dealing with delayed invoicing cycles.
Equipment Financing
Buy or lease equipment with financing that fits your needs.
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Preserve working capital
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Spread payments over the useful life of the equipment
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No need for large upfront investment
Best for: Businesses needing new or upgraded machinery, vehicles, or tools.
Merchant Cash Advance (MCA)
Quick funding based on future credit card sales.
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Fast approval and funding (often in 24–48 hours)
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No collateral required
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Repayment via a small percentage of daily sales
Best for: Businesses with strong daily card sales and immediate cash needs.
What Our Clients are Saying
"AlphaLoans helped our restaurant obtain some working capital, the process was very smooth. It took less than two days to fund after submitting the necessary documents. We are very happy with the service and the outcome. We would definitely recommend them to other businesses for their lending needs."
- Ylnvea Jean, Owner, Deluxe 2 Restaurant & Grill
"Great company that provided quick convenient access to capital that my company needed. Representatives were friendly and helpful. Recommend AlphaLoans highly to any company needing funding for their needs. Will definitely use again! Thanks"
- Philip N. Zambos, President, Eastern Kentucky Imaging PSC
"Edmund Lewis at AlphaLoans was helpful in getting my company approved for working capital to get through a slow period while working to increase our bottomline. We were also approved for a 3 year term loan. We are happy that he was able to expedite things on our behalf."
- Judy E. Husbands, Chiro Matrix
"I've worked with Alpha Loans on a few occasions and they have always been able to find the right loan to meet our needs. Recently we needed capital very quickly and they were able to get us funded very quickly along with the interest rate and term that we requested. Will only work with them in the future."
- Jeffrey J. Goetzinger, Orchard Hills Pharmacy
"I had a great experience with Mr. Edmund Lewis. He was very professional, got everything done quickly, and explained every detail. Hope to work with him again."
- Dr. Arman Davoudian
"AlphaLoans helped me obtain a small loan so that I can complete a renovation process to my business. The process was very convenient and fast. Application was submitted and I was funded within an hour.
The representative was very helpful. I would definitely do business with this company again. The best part was the fast funding!"
- Jessica Santos, Owner
"I needed help with payroll. AlphaLoans provided me with funds with no hassle and very speedy process."
Naimah Simkins, Executive Director, Prep Enrichment Center
"Needed a loan to help my business, Mr Lewis was the individual that made it work. Mr Lewis helped me through the entire process."
- Bruce D. Cunningham, D.O., Family Practice
